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Medical insurance

Need recommendations?

Bupa provides a line-up of comprehensive medical insurance schemes to suit your needs. Our plans include hospital benefit, clinical benefit, hospital cash benefit, maternity cover, dental benefit and critical illness insurance.

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Levy collected by the Insurance Authority will be imposed on each policy at the applicable rate. The price quoted (if applicable) does not include the applicable levy yet.

Best sellers

Bupa Hero VHIS  

A tax-deductible VHIS flexi plan with full cover for surgical and cancer treatments and more up to HK$40M annually, with plans covering Asia, Australia and New Zealand or worldwide excluding the United States, plus 4 deductible options.
Save up to 100% of first-year premium in 3 years!*

Bupa Safe Critical Illness  

Covers up to 85 critical illnesses and gives you up to 3 lump sum payments to cover serious illnesses at different stages in your life
20% off for single enrolment, 40% off for 2 or more enrolments

Civil Servants  

Bupa Civil Servants medical insurance plan offers hospital and surgical benefit and clinical insurance. Pre-existing conditions are covered. Quote now!

Other insurance schemes

MyBasic VHIS Plan  

A VHIS standard plan with an annual benefit limit of HK$420,000, offering basic protection for your health and wellbeing. Qualifying premiums are eligible for claiming tax deduction.

Enrol online now to enjoy 20% off!

Care Kid  

Full cover benefit up to HK$870,600 each year. Up to 50% premium discount. No need to prepay hospital bills.

Major Medical  

Private ward in-patient care with a HKD35M annual limit, including cover for serious illnesses. It can greatly complement your existing company cover with global coverage and 24/7 worldwide support.

Hospital Cash

Hospital Cash  

Daily cash of up to HK$1,000 for hospitalisation anywhere in the world and enjoy up to 30% no-claim cash refund.

Already covered by group medical insurance?

Bupa VTop  

Top up your medical coverage at different life stages

Talk to us

Contact our health management consultant to get details and advice.

2517 5860

Mon-Fri 9am-9pm (except public holidays)

【Get Quote or Details】

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Member get member

Rewards for referrers

Get HK$300 supermarket coupons for every successful referral!

No limit on the referrals you can make!

Rewards and enrolment discount for referees

The referees can also get HK$300 supermarket coupons if they successfully enrol in any Bupa individual insurance scheme* PLUS the following first-year subscription / premium discount on designated schemes # :

  • 【Bupa Hero exciting enrolment offer】 Save up to 100% of first-year premium in 3 years!
  • Bupa All Together Health Insurance Scheme: Enjoy up to 65% off on the first-year premium  for a family enrolment of 3 #
  • Other selected individual medical schemes: up to 20% off

The promotion is valid until 30 November, 2024. Act now!


To enjoy the referral reward, the referee must submit the Bupa Member-get-Member Programme Registration Form (PDF, 209KB)together with the Bupa health insurance application.
*The referee must successfully enrol in any Bupa individual insurance scheme with first year's net annual premium or subscription over HK$3,000 through a Bupa insurance intermediary.
#Subject to terms and conditions of the programme.

Bupa Member-get-Member programme Terms and Conditions (PDF, 286KB)

Bupa Hero VHIS Plan enrolment offer terms and conditions (PDF, 282KB)

Bupa All Together Health Insurance Scheme Welcome Promotion Offer Terms and conditions (PDF, 231KB)
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