This Plan provides generous worldwide cover of up to HK$40 million every year with no limit on the medical expenses you can claim during your lifetime.
With the Bupa medical card, you can enjoy the convenience of cashless service at designated private hospitalsand Bupa appointed clinics in Hong Kong.
Your policy can cover unknown pre-existing conditions and congenital conditions with symptoms appearing or diagnosed from age 8, as soon as your policy is in effect. You can also choose cover for pre-existing conditions, subject to underwriting and an additional premium.
This Plan offers four deductible options, giving you greater flexibility. You can choose the amount you’ll contribute to your eligible medical expenses each year before receiving reimbursement from Bupa. This way you can lower your premiums.
Deductible options: HK$0 / HK$12,000 / HK$40,000 / HK$80,000
Starting from the second year, you can select your choice of medical check-up(s) at any medical centre and then submit multiple medical check-up claims to Bupa up to a total of HK$4,800 per year. Alternatively you can receive a free comprehensive health assessment at designated health screening centres every year.
We guarantee that your cover can be renewed for life. Your premium will only be adjusted based on your age no matter how much you claim after your policy is in effect.
You’ll receive premium discounts when enrolling with your family members:
- 2 eligible family members enroll together: 10% discount
- 3 or more eligible family members enroll together: 15% discount
This Plan is certified as VHIS compliant. You can claim a tax deduction on qualifying premiums up to a limit of HKD8,000 per insured person each year.
The HealthPro Concierge Service gives you access to personal healthcare support delivered by a team of doctors, qualified nurses and health management professionals including:
24/7 guidance on health-related queries, from how to care for a sick child or elderly relative to discussing your symptoms, diagnosis and treatment options. Bupa’s professionals can also provide preventive health information at any time, including tips on caring for babies and young children, aging, stress relief and wellness.
Provide a list of clinics and hospitals based on your specific condition or needs for your reference, as well as set up appointments for your selected consultations and treatments.
A personal Care Manager will follow you throughout your hospital stay in a local private Hospital to help you understand your treatment plan and obtain cost estimates, as well as facilitate admission, follow-up treatments after discharge and claims.
Clarify any doubts about your diagnosis and proposed treatment by obtaining medical advice from a panel of medical specialists.
Lifestyle coaching and follow-up services to help you manage chronic conditions such as diabetes and hypertension.
Locate suitable doctors, arrange medical appointments and support language translation either when you are in need overseas, or plan to travel for treatment.
24/7 toll-free hotline in Mandarin offering help with booking medical appointments for healthcare services in Hong Kong and arranging travel logistics.
Cancer Care provides comprehensive support to help you navigate the complexities of cancer care. This includes a dedicated nurse hotline, personalised treatment plans, and fast-tracked booking services.
Global Prestige VHIS Plan options with certification numbers are shown below, please click relevant link to download Policy and Benefit Information:
