Child enrols with one parent: 30% child discount
Child enrols with both parents: 55% child discount
2 family members enrolment: 15% discount
≥ 3 family members enrolment: 20% discount
Use Bupa medical card to enjoy cashless service at designated private hospitals and service providers in Hong Kong.
Each family member’s premium will only be based on age no matter how much you claim after your policy is in effect.
You and your family members will share a combined annual benefit limit of HK$5 million.
With Bupa medical card, your eligible expenses at Bupa’s network providers in Hong Kong will be fully covered. Or choose your own provider and receive 80% or 100% reimbursement, depending on your plan.
Starting from the second policy year, one-year premium waiver is applicable if any insured person is diagnosed with cancer, heart attackor stroke. Premiums will be waived for every family member already covered under your policy.
With our Bupa Wellness Programme, you can choose from up to 30 wellness services such as health assessment, vaccination, mental health support and more, starting fromthe second policy year.
Additional protection to newborn baby of female insured person under your plan from the second policy year. Simply apply Bupa Safe Critical Illness Insurance Scheme for your newborn baby after your child's birth and they can enjoy the critical illness coverage, with no premium paid for the first policy year.
Your policy can cover congenital conditions which have manifested or been diagnosed from age 8, subject to the policy’s General Exclusions. You can also choose to cover for pre-existing conditions, subject to underwriting and an additional premium.
Our Clinical Benefit is specially designed to include coverage for psychiatric-related treatments and psychological counselling, such as outpatient treatments for psychiatric, psychological, mental or behavioral conditions, senile dementia (including Alzheimer’s disease) and Parkinson’s disease.
Covers dental expenses such as scaling and polishing, fillings and extractions, emergency consultations and more. If you receive treatment at designated network dental centres, you can enjoy cashless service and full cover for covered items.
Covers obstetrician's fees, hospitalisation charges, prenatal and postnatal check-up costs and nursery care for a newborn baby during hospital confinement.
Our health coaching services offer a variety of personal healthcare support to minimise your worries :
A team of qualified healthcare professionals will provide guidance on your health-related questions over the phone, with the support of doctors.
Our Care Manager can be in touch with you to follow up on claims and assist you throughout treatment and recovery, from explaining your treatment plan and overseeing costs to arranging follow-up consultations. If you’re admitted to a local private hospital, our Care Manager will make a courtesy call or visit, with your consent.
We’ll help you obtain medical advice from a panel of medical specialists to clarify your doubts and make informed decisions about treatment.
We can provide a list of clinics and hospitals based on your specific condition or needs for your reference.
With the Bupa All Together Health Insurance Scheme, you’ll also receive our free worldwide assistance programme. It provides medical support and assistance if you need help while overseas or in mainland China.
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