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Bupa Care Kid

Cover your children in a world of benefits

The future lies in the hands of our children. Let us help you protect them with comprehensive medical coverage at an affordable rate.

【Limited Time Offer】Call us at 2517 5860 for details

Enjoy up to 50% off* now!

Terms and conditions apply.

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Levy collected by the Insurance Authority will be imposed on each policy at the applicable rate. The price quoted (if applicable) does not include the applicable levy yet.
【Limited Time Offer】

Enjoy up to 50% off now! Terms and conditions apply.

Full Cover

You can avoid paying shortfall by getting 100% reimbursement of your child’s hospital expenses as long as the hospital fees fall within the annual benefit limit. The annual limit ranges from HK$243,800 to HK$870,600.

Cashless Service

No need to pay any deposit, hospital bills or file a claim if you use Bupa's medical card at designated private hospitals in Hong Kong:

  • Canossa Hospital
  • CUHK Medical Centre
  • Evangel Hospital
  • Gleneagles Hong Kong Hospital
  • HK Adventist Hospital - Stubbs Road
  • HK Adventist Hospital - Tsuen Wan
  • HK Baptist Hospital
  • HK Sanatorium Hospital
  • Matilda International Hospital
  • Precious Blood Hospital (Caritas)
  • St Paul's Hospital
  • St Teresa's Hospital
  • Union Hospital

 

Comprehensive Mental Health Coverage

This scheme's Hospital and Surgical benefit and optional Clinical Benefit provide psychiatric-related coverage to take care of your child's mental wellbeing.

Higher Surgical Benefits

Enjoy higher cover if your child needs more than one operation because Bupa pays out surgical benefit on a per-operation basis rather than per disability. You can claim up to the maximum benefit limit for each operation.

Guaranteed Lifetime Renewal

Bupa guarantees that your child’s cover is renewable for life, regardless of any changes in your child’s health condition after becoming our member. When you child turns 18, we will arrange membership transfer to the same benefit level under Bupa CarePro medical insurance scheme.

Companion Bed Benefit

We cover the expenses of a companion bed for you to look after your children during hospitalisation.

No Claims-based Charges

We won't raise your child’s subscriptions based on how many claims your child has made. The subscription will be based on your child’s age only, no matter how much you claim on conditions that arise after the membership starts.

Child Enrolment Discount

Your child will receive a 50% discount on Hospital and Surgical Benefit and Full Cover Benefit if both parents enrol in the Bupa CarePro medical insurance scheme.

24/7 Medical Professionals Support

A team of qualified nurses and health management professionals will provide guidance on your child’s health related questions on the phone, with the support of doctors.

24/7 Customer Care helpdesk

Available 24 hours every day, our Customer Service team will directly answer your policy-related questions.

Other Health Coaching Services
  • A Care Manager can be in touch with you to follow up on claims and assist you throughout treatment and recovery, from explaining your child's treatment plan and overseeing costs to arranging follow-up consultations. If your child is admitted to a local private hospital, our Care Manger will make a courtesy call or visit, with your consent.1
  • Healthcare centre choices and a second medical opinion are available to support you throughout treatment and recovery.2
Other Features
  • Cover day case or clinical operations
  • Up to 15% no claims renewal discount
  • No minimum length of hospital stay
  • No waiting period, cover starts immediately after your child’s membership takes effect
Basic Benefit
  • Hospital and Surgical Benefit
    • Ward/ Semi-private/ Private room levels
    • Room and Board
    • Miscellaneous Hospital Services
    • Intensive Care
    • Private Nursing
    • Surgeon and Attendance Fees
    • Anaesthetist's Fees
    • Operating Theatre Fees
    • In-patient Physician's Fees
    • In-patient Specialist's Fees
    • Cancer Treatment and Kidney Dialysis
    • Companion Bed
    • Day Case Endoscopy Procedure
    • Day Case Viral Warts and Skin Lesions Procedure
    • Pre-admission and Post-hospitalisation Out-patient Care
    • Emergency Out-patient Benefit for Accidents
    • Psychiatric Treatment
    • Second Claims Incentive
Free Benefit
Optional Benefit
  • Full Cover Benefit
    • Fully cover hospital expenses with no limit on each hospital expense
    • Get pre-authorisation before hospital admission, so you can focus on your little one's recovery
    • No need to pay any deposit, hospital bills or file a claim if you use our medical card at renowned private Hong Kong hospitals
    • Provides a benefit limit up to HK$870,600 per year that will be reinstated every year

  • Supplementary Major Medical Benefit
    • No need to pay any deposit, hospital bills or file a claim if you use our medical card at any local private hospital
    • Cover starts from the first day of your child’s hospital stay
    • We pay 80% of the medical expenses in excess of the amount payable under the Hospital and Surgical Benefit

  • Clinical Benefit
    • Covers general practitioner, specialist, home consultation, diagnostic imaging and laboratory tests, prescribed western medication, physiotherapists, chiropractors, Chinese herbalists as well as Chinese bonesetters
    • Includes coverage for psychiatric-related treatments and psychological counselling, such as outpatient treatments for psychiatric, psychological, mental or behavioural conditions, senile dementia (including hyperactivity and autism)

  • Hospital Cash Benefit
    • A daily cash sum of up to HK$1,000 for 182 days per year (a total of HK$182,000)
Bupa has set up a series of treatment programmes for members focusing on different specialities, providing personalised care and guidance through network providers and a health coaching team. Through these programmes, you can enjoy the following benefits:
  • Multiple specialties to meet different medical needs
  • Experienced health professionals to guide you from consultation through treatment and follow-up
  • Quality assured network clinics and facilities
  • Cashless service with eligible medical card
Bupa's one-stop specialist treatment programmes include:
Bupa DAY series
  • Eye day surgeries
  • Day-case gynaecological procedures
Bupa WAY series
  • Clinical treatments for musculoskeletal pain
  • Guidance and treatments to support breast health
For each programme's eligibility and details, please check out Bupa's one-stop specialist treatment programmes page.

The above summary of our insurance products is for reference only. It is not, and does not form part of, a contract of insurance and is designed to provide an overview of the key features of these products.

Talk to us

Contact our health management consultant to get details and advice.

2517 5860

Mon-Fri 9am-9pm (except public holidays)

【Get Quote or Details】

Simply fill in your details below and we will be in touch today or by the next working day. You may also call us directly at 2517 5860.

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Rewards for referrers

Get HK$300 supermarket coupons for every successful referral!

No limit on the referrals you can make!

Rewards and enrolment discount for referees

The referees can also get HK$300 supermarket coupons if they successfully enrol in any Bupa individual insurance scheme* PLUS the following first-year subscription / premium discount on designated schemes # :

  • 【Bupa Hero exciting enrolment offer】 Save up to 60% of first-year premium in 3 years!
  • Bupa All Together Health Insurance Scheme: Enjoy up to 65% off on the first-year premium  for a family enrolment of 3 #
  • Other selected individual medical schemes: up to 20% off

The promotion is valid until 31 January, 2025. Act now!


To enjoy the referral reward, the referee must submit the Bupa Member-get-Member Programme Registration Form (PDF, 209KB)together with the Bupa health insurance application.
*The referee must successfully enrol in any Bupa individual insurance scheme with first year's net annual premium or subscription over HK$3,000 through a Bupa insurance intermediary.
#Subject to terms and conditions of the programme.

Bupa Member-get-Member programme Terms and Conditions (PDF, 286KB)

Bupa Hero VHIS Plan enrolment offer terms and conditions (PDF, 282KB)

Bupa All Together Health Insurance Scheme Welcome Promotion Offer Terms and conditions (PDF, 231KB)
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