Bupa HKU Top-up Medical Insurance Scheme

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To cope with the increasing medical expenses, health insurance cover is much more important than before. Bupa offers the Bupa HKU Top-up Medical Insurance Scheme which is designed to cater the specific needs of HKU’s staff and their family members for comprehensive healthcare protection. We have included pre-existing conditions within your cover (subject to terms and conditions), which means you are able to receive comprehensive protection without any additional cost.

Bupa HKU Top-up Medical Insurance Scheme

Pre-existing condition cover without any additional subscription¹

Guarantee conversion to the designated Bupa individual medical insurance plan for continuous protection

Staff enrolment: up to 30% discount ³

Dependants enrolment: up to10% discount on the first-year subscription

Register now to get our advice! You'll receive a HK$50 supermarket e-voucher once you have successfully registered and completed the medical insurance consultation with our Health Management Consultant!

All medical treatment and hospitalisation expenses must be approved by UHS before filing for claims under this scheme. For approval details, please contact UHS directly. This scheme is a voluntary top-up option under HKU’s group medical insurance contract insured by Bupa, and only available for direct enrolment through Bupa’s Health Management Consultant.

Certified VHIS plans

[MyFlexi VHIS] Flexible health coverage to meet your needs

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[Bupa MyBasic VHIS] Basic protection for your health and wellbeing

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VHIS vs General Traditional Medical Insurance

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NON-VHIS PLAN SUGGESTIONS

【Bupa Safe Critical Illness】 Value-for-money critical illness coverage with multiple protection

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【Bupa All Together】A flexible combined annual benefit pool to safeguard the health of your entire family

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【Bupa CarePro】 Quality healthcare cover for the price-conscious

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【Bupa Care Kid】 Cover your children in a world of benefits

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WHY CHOOSE HONG KONG’S MEDICAL INSURANCE EXPERT?

Global healthcare specialist

Bupa began in the UK in 1947. We are a leading international healthcare organisation with over 70 years of experience.

Apart from providing health insurance, we run clinics, hospitals, dental centres care homes, and more in many countries like the UK, Australia and Spain. Our focus in healthcare funding and services explains why we have the expertise and resources to provide you with smart and suitable solutions in healthcare.

Trusted brand

Health insurance provider to Hong Kong’s 10,000 civil servants for more than 20 years running.

We’ve gained the trust of more than 400,000 individuals, 3,200 companies.

Almost half of our customers have been Bupa members for 3 years and more.

The health insurance schemes detailed on this webpage are underwritten by Bupa (Asia) Limited. Bupa (Asia) Limited is authorised and regulated by the Hong Kong Insurance Authority to carry out general insurance business in the HKSAR. All terms and benefits are subject to the Policy. Please refer to the Policy for details.

Notes, Terms and conditions

Members below age 65 who were not covered by HKU’s previous Top-up Medical Insurance Scheme as notified to and agreed by Bupa (the “HKU’s Previous Top-up Medical Insurance Scheme”) or who join this scheme after 1 September 2014 will have a one-year waiting period for their pre-existing conditions to be covered. Applicants aged 65 or above are subject to underwriting. Any exclusion imposed through underwriting, if applicable, shall be valid while the contract is in effect.
We will guarantee your transfer to the new scheme at the benefit level same as this scheme. To apply for the transfer, you have to be covered under this scheme for at least 12 consecutive months. If you apply for an upgrade of your benefit level or add optional benefits under the new contract, your application will be subject to underwriting approval by Bupa. Please refer to the Health Insurance Contract of Bupa HKU Top-up Medical Insurance Scheme for more information.
Staff who enrol in this scheme will enjoy a 10% first-year enrolment discount and a 20% staff discount, which means a total of 30% discount for the staff’s first-year subscription in respect of the staff’s benefits. Staff can continue to enjoy the 20% staff discount for renewal subscriptions in respect of the staff’s benefits.

Terms and conditions for the HK$50 Supermarket e-voucher giveaway.